Small Business Loans

Fort Bend County is a hub for thriving businesses, and the U.S. Small Business Administration (SBA) is here to help you achieve your entrepreneurial goals. SBA loans provide businesses with access to valuable capital, allowing you to start, expand, or grow your venture.

Types of Small Business Loans

7(a) Loan Program

This is the SBA's most popular program, offering flexible terms and competitive rates for various business needs like working capital, machinery, and real estate.

Basic Qualifications: Be a for-profit business operating legally in the U.S., meet SBA size standards for your industry, and demonstrate a need for the loan with a viable business plan.

504 Loan Program

Ideal for acquiring fixed assets like land or buildings, this program offers long-term, fixed-rate financing through certified development companies (CDCs).

Basic Qualifications: Be a for-profit business operating legally in the U.S., meet SBA size standards, and have a tangible net worth under $15 million with average net income under $5 million for the past two years.

Microloan Program

This program provides smaller loans, typically under $50,000, to help launch or grow a home-based business or microenterprise.

Basic Qualifications: Be a for-profit small business operating legally in the U.S., and demonstrate a viable business purpose for the loan funds.

Matching with a Lendor

Lender Match connects small business owners and entrepreneurs with U.S. Small Business Administration (SBA) lenders. The free online tool matches you with potential lenders by your industry type, age of business, location and financial need.
www.sba.gov/lendermatch

Lender Match Fact Sheet Borrower